How Worker’s Comp System Pays for Lost Wages in CA
Work accidents can render a person unable to earn money regularly from any job. Also, a person would have to attend surgeries, doctor’s appointments, and much more. All of these require money, which is no longer coming in for the injured person. In such a case, you would find it necessary to file for the California worker’s compensation claim. This claim will help in recovering your lost wages over a certain period.
Just because you are injured, it does not mean you have to take a complete loss when it comes to your income. It is possible to get a lost wage reimbursement as you recover from your injury. The reimbursement will, of course, be within limits as stipulated within the compensation claim. It is still possible to qualify for additional wages depending on the case details. Always talk to a professional work injury lawyer to learn more about the wage reimbursement options available to you.
Types of Workers’ Comp System
The current California Worker’s comp system is divided into two types. They include temporary and permanent benefits. Below is a detailed explanation of each case.
Temporary Disability Benefits
The temporary disability benefits mean that you get these payments over a specific amount of time as a way of making up for the lost wages. The temporary benefits will be given to a worker as he or she recovers. Sometimes the employee will receive these benefits until he or she can return to work.
It is worth understanding that the benefits can only be up to 2/3 of the lost gross wages during the recovery period. An employee is still entitled to receive up to a maximum amount as stipulated in the state law. For California, a maximum of $1,215.27 can be paid to the worker per week. As for the minimum, it is capped at $182.29. These maximum and minimum amounts are subject to change each year depending on the average wage in the state.
To qualify for the Temporary Disability benefits, an employee must have missed work for at least 3 days because of a work injury or illness. The employee is also likely to qualify for two-thirds of the lost wages if he or she will return to work under specific stipulations. It could be part-time rather than fulltime
Permanent Disability benefits
Sometimes an injury would leave you permanently disabled. In this case, you are entitled to receive permanent disability benefits. The benefits involve a report from a medical evaluator who determines that you will no longer be able to work as a result of the injury.
The workers’ comp system outlines what you are supposed to receive as benefits based on the impairment severity, age, and occupation. Once all that is determined, you will receive the lost wage benefits up to a certain maximum amount.
Job Displacement Benefits
When your employer does not offer alternative or modified work during the period of recovery, then you can qualify for the job displacement benefits. This is done only when the injury is described as permanently disabling making it hard to work in your previous capacity.
The benefits will be offered in the form of $6,000 vouchers. This amount remains the same for the stipulated period, regardless of the level of disability. This voucher can come in handy for job retraining, certification, licensing, and any other expenses related to getting another job.
How to Get Full Wage Recovery after a Work Injury
Well, just getting two-thirds of your previous wage might not be enough to pay the bills and still enjoy the same life as before, but it is a start. There is also another way to recover additional lost wages in California. This is where a third party contributed to your injury. You can apply for a third-party workplace accident claim.
The additional claim can further help in recovering the majority if not all of the lost wages. Get yourself a professional lawyer if you want to recover most of your lost wages.